When doing taxes, investing, even when buying a house, working under the guidance of a professional is a welcomed option.  When given the choice to try losing weight on their own or to work with a personal trainer, most would prefer taking the trainer, especially when that trainer is free.  Our mortgage brokering service comes at no cost to the client.  By utilizing our contacts, knowledge & industry resources, we act on behalf of the client to obtain the best financing terms & advise them to become mortgage-free, faster.

Mortgages are not as generic as people think.  The differences from bank to bank, product to product, can have a tremendous impact on your bottom line.  It’s important to look at the big picture when shopping for financing.  The following are the three major advantages of using a mortgage broker:

1)   Product Selection: City Wide Financial has access to 40+ of the same banks & credit unions you see everyday.  These institutions cater to the broker market with separate rates than are available to the general public.  By leveraging our $200+ million of annual mortgage funds, we’re able to get the most aggressive rates & service.

2)  Service: Not only am I available 7 days a week from 9am – 9pm, but our mortgage service focuses on doing more than just providing the best mortgage products.  To transform your debt into equity efficiently, you need someone committed to actively managing this liability.  After equipping our clients with proven strategies to minimize interest, we then hold no-fee annual reviews to take any changes to their financial picture into account & ensure we’re still on track to achieve our goals.

3)   Unbiased, expert advice: Unless you’re dealing with mortgages on a consistent basis, it’s difficult to know what elements are important to have & how to properly use the options in your mortgage.  To transform your debt into equity efficiently, you need someone committed to actively managing this liability.  After equipping our clients with proven strategies to minimize interest, we then hold no-fee annual reviews to take any changes to their financial picture into account & ensure we’re still on track to achieve our goals.

Finally, because we aren’t tied to one specific bank, we’re able to direct you to solutions that are best for you.  Our finders fees are fairly standardized so, unlike the bank, there is no incentive to match clients with a more expensive product.